Extensive Coverage

Protects against vehicle damage from accidents, fire, theft, malicious acts, and natural events like lightning, plus includes third-party liability insurance.

Repair Flexibility

Covers repair costs either locally or abroad, allowing repairs in Bahrain or in the country of the accident, depending on your preference.

Total Loss & Deductibles

Pays out the lower of market value or insured amount for total loss, with an additional deductible for high-risk drivers (under 25 or new license holders).

Exclusions & Right of Recovery

Excludes fraud, unauthorized driving, traffic violations, war, terrorism, and natural disasters, and allows the insurer to recover costs for misuse of the vehicle.

Court and Legal Defense Costs

UIC covers preauthorized additional expenses, including court charges and legal defense costs related to third-party claims.